SBA Loan Calculator
Calculate monthly payments, total interest, and qualification estimates for SBA 7(a) loans up to $5M.
Business Valuation Calculator
Estimate what a boring business is worth using EBITDA multiples by industry. Adjust for size, growth, and risk.
Due Diligence Checklist
50-item interactive checklist covering financial, legal, operational, market, and transition categories. Track your progress.
Financing Options Compared
Side-by-side comparison of SBA 7(a), SBA 504, conventional bank loans, and seller financing. Rates, terms, pros, cons.
The Acquisition Process
Search BizBuySell, BusinessBroker.net, or direct outreach to owners. Filter by industry, revenue multiple, and owner-dependence.
Run EBITDA multiples for the industry. Normalize owner compensation. Adjust for growth, risk, and customer concentration.
Non-binding offer with price range, terms, and due diligence timeline. Typical exclusivity period: 30-60 days.
50-item deep dive across financial, legal, operational, market, and transition categories. This is where deals die or get repriced.
SBA 7(a) for most acquisitions under $5M. 10-20% down, 10-25 year terms. Pre-qualification before LOI saves time.
Purchase agreement, escrow, seller transition period (typically 3-6 months). Notify customers, employees, and suppliers.