Mercury

About Mercury

Mercury is a fintech banking platform that offers free business checking, savings, and treasury accounts with a modern interface. It is popular with startups and tech companies, but any small business tired of legacy bank fees and clunky online portals will appreciate the clean experience and API access.

Key Features

• ✓Free business checking with no monthly fees or minimums
• ✓Up to 20 physical and virtual debit cards
• ✓Free domestic ACH and wire transfers
• ✓Treasury accounts earning 4%+ APY on idle cash
• ✓API access for automated bookkeeping
• ✓Team permissions and approval workflows
• ✓Bill pay and vendor management
• ✓Integration with QuickBooks, Xero, and accounting tools

Best For

• →Tech-savvy small business owners who bank online
• →E-commerce businesses managing cash flow
• →Startups and new LLCs setting up their first account
• →Businesses wanting to earn interest on idle cash

Limitations