The Business
ATM placement is passive income from machines placed in high-traffic venues. You own the machine, place it at a business, and collect $0.50-2.00 per transaction (split with location). Bars, nightclubs, and liquor stores with no nearby banks earn $200-500+/month per machine. The model scales by adding more machines with minimal additional labor.
How to Start
Buy a used commercial ATM ($2,000-3,500). Register as a Money Services Business with FinCEN. Source surcharge revenue (you charge users $3, keep $1.50-2.00, give location $0.50-1.00). Start with bars and nightclubs near entertainment districts where card minimums or cover charges drive ATM demand.
Equipment Needed
- ▸ATM machines ($2,000-5,000 each)
- ▸Cash for loading
- ▸Processing account
- ▸Service tools
Licensing
Money Services Business registration (federal)
Monthly Search Volume
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Revenue Calculator
“ATM placement is about as close to passive income as physical assets get. Buy the machine, place it in a bar/convenience store/casino, split the surcharge with the location owner. One good bar location can do 500+ transactions a month at $2.50 each.”
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