PropertyPASSIVE INCOME

ATM Placement Business

Put ATMs in bars, liquor stores, and clubs. Earn $0.50-2.00 per transaction 24/7.

Monthly Revenue
$1K–$5K
realistic range
Startup Cost
$3K–$15K
to get started
Hourly Rate
$50–$100
per hour billed
Complexity
2/4
skill required

The Business

ATM placement is passive income from machines placed in high-traffic venues. You own the machine, place it at a business, and collect $0.50-2.00 per transaction (split with location). Bars, nightclubs, and liquor stores with no nearby banks earn $200-500+/month per machine. The model scales by adding more machines with minimal additional labor.

How to Start

Buy a used commercial ATM ($2,000-3,500). Register as a Money Services Business with FinCEN. Source surcharge revenue (you charge users $3, keep $1.50-2.00, give location $0.50-1.00). Start with bars and nightclubs near entertainment districts where card minimums or cover charges drive ATM demand.

REAL EXAMPLE

Kevin has 22 ATMs in bars and clubs generating $4,200/month in passive income, spending about 10 hours/month on maintenance and cash loading.

Equipment Needed

  • ATM machines ($2,000-5,000 each)
  • Cash for loading
  • Processing account
  • Service tools

Licensing

Money Services Business registration (federal)

Monthly Search Volume

1,800
people/month search for this business
READY TO START?

Form your LLC and protect your assets. Start operating legally in days.

FORM YOUR LLC — ZENBUSINESSTRACK RENTALS — STESSA (FREE)

Affiliate links · We may earn a commission

Revenue Calculator

1
$600
5 hrs
$15,000
Weekly Revenue
$600
Monthly Revenue
$2.6K
Annual Revenue
$31.0K
Monthly Profit
$2.1K
Break-Even
8 months
Hourly Rate
$120
Monthly costs: $500/mo (insurance, fuel, supplies)
CHRIS'S TAKE

ATM placement is about as close to passive income as physical assets get. Buy the machine, place it in a bar/convenience store/casino, split the surcharge with the location owner. One good bar location can do 500+ transactions a month at $2.50 each.

PRO TIP

High-cash-volume locations are bars, nightclubs, and casinos — places where card machines are slow and people need cash fast. Foot traffic matters less than cash need intensity.

READY TO MAKE IT OFFICIAL?

Form Your LLC Today

You've seen the numbers. Protect your personal assets, get your EIN, and start operating legally. ZenBusiness handles the paperwork so you can focus on the business.

START YOUR LLC — FROM $0 →

Affiliate link · We may earn a commission at no cost to you

ACQUISITION ROUTE

Want to buy a ATM Placement Business instead of starting one?

Skip the startup grind. Existing businesses come with customers, cash flow, and proven systems. Use our valuation calculator to see what you'd pay.

CALCULATE VALUATION →HOW TO BUY A BUSINESS
TOOLS TO RUN THIS BUSINESS

Tools we'd use if we were starting this business today. Affiliate links — we may earn a small commission.

ZenBusinessFROM $0

Form an LLC for your property business. Separate personal liability from your investments.

START YOUR LLC
FreshBooks30 DAYS FREE

Invoice tenants, track maintenance costs, and report to your accountant automatically.

START FREE TRIAL
StessaFREE

Free property income and expense tracking. Built for landlords, not accountants.

USE STESSA FREE
Simply Business

Landlord insurance and property liability — protect your investment, not just your income.

GET INSURED
MORE PROPERTY BUSINESSES
See all →
Self-Storage Facility
Up to $60K/mo
Coin Laundry / Laundromat
Up to $20K/mo
Car Wash
Up to $60K/mo
Pickleball Club
Up to $100K/mo